Журналы — Народное образование — Выпуск №4/2026

Финансово-экономический аспект формирования бюджетной культуры учащихся: воспитание навыков финансового планирования и осознание экономических ценностей. Социоинженерный подход в системе воспитательной работы школы. Характеристика принципов хозяйственного проектирования.

• финансовая грамотность • бюджетная культура • социоинженерный подход • школьное инициативное бюджетирование • финансовое проектирование • хозяйственное проектирование • образовательная среда • проектирование среды • инициативные проекты

Financial And Economic Design Of The Educational Environment

Nina M. Filippova, Candidate of Pedagogical Sciences, Researcher at the Center for Initiative Budgeting of the Research Institute of Finance of the Ministry of Finance of the Russian Federation, Moscow, ifilippovanina@gmail.com

Anatoly G. Majuga, Doctor of Pedagogy, Doctor of Psychology, Professor, Head of the Department of Pedagogy and Psychology at the Institute of Educational Development of the Republic of Bashkortostan, Ufa, madzhuga1970@inbox.ru

Abstract. The relevance of forming students' budget culture through financial literacy and project initiatives lies in the fact that it allows them not only to understand basic economic principles, but also to effectively apply them in practice. The authors of the article focus on the socio-engineering approach and financial and economic design in the educational work system of an educational organization, which create a conceptual framework for the development of financial and budgetary culture not only for students, but also for all participants in educational relations.

Keywords: financial literacy, budget culture, socioengineering approach, school initiative budgeting, financial design, economic design, educational environment, environment design, initiative projects